
Stan Phillips has been a real estate mortgage consultant in Santa Cruz County for over seven years. His commitment to providing his clients the best in mortgage lending comes from his 35 years of business experience. Prior to becoming a lender, Stan was a small business owner in the high tech industry. His past proficiency in business gives him an added appreciation for the needs of self-employed borrowers, which is why Stan's most revered reason in helping his clients through the lending process is the one-on-one relationship that develops. Through honest and open communication and knowing exactly what his clients require, he is able to determine their financing options and guide them through the process to reach a strategic financial goal. His knack for simplifying complex financing concepts within the framework of individual needs has always been a valuable asset to his success. His unique specialties lay in fractional financing for TIC homeowners and his proven effectiveness in working with first-time home buyers, especially those who require parental assistance. Meeting every one of his clients' goals is imperative, and Stan diligently works hard to assure them that their loan options will provide them the very best benefits and the lowest possible rate.